Buying Information
Overview
PFI International is dedicated to selling and sourcing prestigious real estate throughout the Italian Lakes & French Alps regions of “Haute Savoie” and “Savoie”.
We currently have luxury listings in all of the below areas and more -
3 Valleys (Courchevel, Meribel & St Martin de Belleville), Megeve, St Gervais, Chamonix Valley, Val d'isere, Sainte Foy, Portes du Soleil (Morzine, Les Gets & Chatel), Grand Massif (Samoens, Morillon, Les Carroz & Flaine), Lakes Area Properties (Annecy, Geneve, Bourget)
With our established network we can locate the property you have been searching for. Our team have over 25 years of experience in selling luxury properties and land.
Your Search for Properties
Whatever your requirements we are confident that our team can find you the right property.
Your search should begin with our website, where we can truly understand your requirements. With this information we can then offer a selection of prestigious & luxury properties that match your criteria and are available, many of which are exclusive to us.
If you cannot find what you are looking for on our website then please feel free to contact us to see if we can provide you with that vital link to your dream property.
Our partners, vendors and developers are also bringing new and exciting properties and land options forward. Some of which at first may not be currently ready for marketing purposes. Keep this in mind and still enquire as we may be able to give insight to the upcoming market ahead of time.
We look forward to PFI International Ltd assisting you on your journey to owning your dream luxury home. We are here for you.
How it works
Based on your search criteria, we will select and send you information and photographs of matching Properties. We are happy to discuss in detail any areas and specific properties to give you as much information as possible.
We will then jointly arrange an appointment for you to view your chosen properties and join you in each resort to assist and support the search.
Once you have made a decision to buy we will assist you throughout the entire purchase process. We will also continue to assist after the sale has completed, to support further assistance in letting your property or any other matters you require.
Our service is available to all our clients and our advice is always provided free of charge.
PFI International Ltd is experienced in selling and sourcing prestigious real estate throughout desirable locations across Europe.
We have over 25 years of experience in sourcing and selling properties. With our wide network of partners we can track down that elusive property you have been searching for.
Contact Us for more information and full support.
Advice on Buying Property in France
Whether you intend to buy for investment or are simply looking for the ideal home, there has never been a better time to buy in France. Especially in our recommended areas of Haute-Savoie & Savoie ( Alpine and Lakes Properties ), and Provence/Cote d'Azur.
These areas are considered perfect places to holiday but also excellent for capital appreciation.
It is generally not difficult to obtain a mortgage to buy your property in France. Our mortgage advisor will assist you throughout the borrowing process.
The first thing you will notice in France is how strict the law is relating to a property purchase. This is done purely to protect you as a consumer. However, our team will support you through this.
Property prices are always in Euro and all property contracts must be undertaken in the French language. You will need to appoint a solicitor (Notaire) in France and they will act on your behalf. You may also instruct a solicitor in your local country that specialises in French property purchases. This will help with the translation of contracts. Do ask us for further information if required.
Once the sale price has been agreed, an agreement called the 'Compromis de Vente' has to be signed. At this point your personal details are required in order for the French Notaire (Solicitor) to prepare the contract. This contract which will also be signed by the vendor.
At this point a deposit, usually 5%, is required. This deposit is payable to the Notaire's account, either by euro cheque or a Bank transfer. According to French law you have seven days to cancel the contract without giving reason and without losing your deposit. This seven day period will begin from the day you and the vendor sign the contract, (the date of the last signature will apply). The contract will always include the clause or condition for the mortgage approval, should you need one. In the event that your application for the mortgage is not approved, the sale is cancelled and your deposit of 5% will be returned to you without any penalties.
Mortgage approval will normally take 4 to 6 weeks.
You will then sign the Final Acte (Completion), normally 2-3months after the signature of the Compromis. This final contract can be signed at the Notaire's office or by proxy. It is at this point that the outstanding sum is transferred to the Notaire's account.
Legal Costs
It is the legal duty of the "Notaire" (Solicitor) to ensure a legal transfer of the property. The Notaire will also collect any stamp duty and other taxes due to the French Government. It is therefore perfectly acceptable for the same "Notaire" to work for both parties. However, you also have the right to appoint a second Notaire in France if you wish to do so.
The Legal fees and stamp duty amount to: Between 1.5% and 2.5% for new properties and between 6% and 7% for re-sold properties.
Local Expertise through Associate Partners
In each of our selected areas, our local representatives are constantly staying on the pulse. They are aware and up to date of what properties are currently available and also those that are coming onto the market.
Our team have extensive local knowledge which will enable them to find the real estate you have been searching for.
We have had long running association with all of our vendors, developers & partners and can guarantee that the properties you select will be of the highest calibre & our reputation stands on their professionalism and service.
Save Time and Money
Our services are tailored to ensure your property deal is handled professionally and with minimal fuss. Our multilingual team will liaise with the seller and make as many arrangements as you deem fit.
This approach saves our clients time dealing with multiple estate agents in multiple areas or even countries. Our service, available to all our clients, carries no extra cost to you.
We pride ourselves on our excellent customer experience.
Property Finance
If you would like an English speaking BNP Paribas International Mortgage Specialist to contact you we will arrange this on your behalf. Our advisor can support and offer you further details of your property finance options.
Please fill in your requirements on our contact us and a BNP Paribas International advisor will contact you shortly.